Split Payments. No Credit Check.

Get working capital with flexible biweekly payments

Access flexible funding without the complexity. Get approved instantly and repay in manageable 4-payment splits over 2 months. No credit check required. Perfect for growing your operations.

Quick Setup

Get approved and activate in minutes

No Credit Check

Instant approval without credit inquiries

4x Multiplier

Deposit $150, get $600 in working capital

$10M+

Funded

5K+

Businesses

99.9%

Uptime

< 2 months

Payment Term

Why Bouncie?

  • ✓No lengthy applications or credit checks
  • ✓No personal guarantee required
  • ✓Biweekly payment schedule over 2 months
  • ✓Backed by Stripe for enterprise security
  • ✓Transparent pricing with no hidden fees

How It Works

  1. 1Complete your application with basic info
  2. 2Choose your funding amount and multiplier
  3. 3Agree to marketplace and Stripe terms
  4. 4Get instantly approved and activate your card

Home Office. Handled.

Automatically split and categorize mixed-use home expenses — without manual work. Track home office costs, utilities, and business expenses all in one place.

Bill Pay

Invoice Management

Save time with AI-powered invoice entry and payment automation.

✓
Invoice scanned successfully

Balance Due

$20,512.86

Expense Management

Smart Approvals

Use AI to automate approvals and expense reports. Track in real time.

J

JetBlue Airlines

TRAVEL

✓ Approved
G

Google Cloud

SOFTWARE

✓ Approved

Track Your Home Business Expenses

🏠Home Office Rent
💡Utilities
🖥️Equipment
📱Internet & Phone
📦Supplies
🔒Insurance

See Your Card in Action

Payment Processing

Simple, Transparent Pricing

No hidden fees. Just what you need.

Standard Plan

From $0 / month

Card issuance$3.00
Account top up3%
International transactions1.5% + $0.50
Card depositFree
Card withdrawalFree
Card maintenanceFree
3D Secure✓
Multi-currency✓

Getting started is simple

Five easy steps to unlock your working capital

1

Create an account

Sign up in minutes and access your dashboard instantly.

2

Issue a card

Generate a virtual card number (Visa or MasterCard) with instant approval.

3

Get the details

Instantly receive your 16-digit card number, expiration date, and CVV — ready to use for any online purchase.

4

Fund and use

Top up your card, set spending limits, and start using it immediately — no waiting, no physical plastic card required.

5

Stay in control

Track every transaction, block cards anytime, and get instant notifications.

Trusted by creators and businesses

See what our users have to say

★★★★★

Bouncie gave me the working capital I needed to scale my business without the hassle of traditional loans. The process was incredibly smooth.

Sarah Chen

E-commerce Owner

★★★★★

Got approved and funded within hours. The flexible payment terms made it easy to manage cash flow while growing my audience.

Marcus Johnson

Content Creator

★★★★★

No credit check required was a game changer. I got the capital I needed immediately to scale my operations without the traditional lending hassle.

Sarah Chen

Small Business Owner

Frequently Asked Questions

How quickly can I get approved?

⌄
Most applications are approved within minutes. Your virtual card will be ready to use after completing identity verification.

What's the 4x multiplier?

⌄
Your 4x multiplier means if you deposit $100, you get $400 in working capital. You'll repay the full $400 in 4 biweekly installments.

Is my payment information secure?

⌄
Yes. We use Stripe's enterprise-grade security to protect all your financial information. Your data is encrypted and never stored unnecessarily.

Can I use the card internationally?

⌄
Your virtual card works globally wherever Visa is accepted. Some restrictions may apply depending on your location.

What if I can't make a payment?

⌄
Contact our support team immediately. We work with you to find solutions and adjust payment plans when possible.

Is there a credit check?

⌄
No lengthy credit checks required. We use alternative verification methods to assess your application quickly.
Ready to Get Started?

Get your working capital today

Join thousands of businesses and creators who are growing faster with Bouncie. Get approved in minutes and start using your card immediately.